Life and Health Benefits

Life happens. Are you ready? Sometimes we are surprised by what happens in life. One of the most important resources we have on our health and the ability to earn a living. If this ability is taken away, what happens to us? It is important to protect the family. One way to do this is by living life with benefits. Most people think life insurance pays only at death. That is not how the plan will work. Our life is a living benefits - which means there is no need to die to use them! It protects you from Terminal, critical and chronic diseases and death!

What could be happening to us?

Illness

We may become Terminally, Chronically or Critically Ill

• Men have a chance of developing cancer during their lifetime, and women have a one in three risk!

• Every 40 seconds someone in the United States have a stroke.

• Every 26 seconds someone once suffered a heart attack.

• At age 40, the lifetime risk of developing heart failure is one in five.

Death

We may die too soon

• Almost 75% of Americans agree that life insurance is the best way to protect survivors against the financial implications of the premature death of a wage-earner.

• 68 million (32%) of American adults are uninsured.

Additional Income

We may need additional income for retirement or other expenses

• 37% of American homeowners do not have a retirement savings account of any kind.

• One in five pre-retirees age 50 to 64 have less than $ 5,000 in retirement savings.